Welcome to BTO Guide
This is a quick reference guide based on my experience purchasing a Build-To-Order (BTO) flat in Singapore.
BTO Buying Process
Step 1: Check Eligibility
Ensure you meet the HDB eligibility criteria, including family nucleus, income ceiling, etc.
Step 2: Application
Submit your BTO application online during the launch period for your chosen project.
Step 3: Balloting
HDB will conduct a ballot to determine the queue number for flat selection.
Step 4: Flat Selection
When your turn arrives, head to HDB Hub to select your flat. You’ll pay an option fee.
Step 5: Signing Agreement & Downpayment
Sign the Agreement for Lease and make your downpayment (using CPF or cash).
Step 6: Key Collection
Once the project is completed, collect your keys. Time to plan renovation!